What to Know and Do When Buying a Home

For Christie Cannon of Keller Williams Realty, she finds her job as a real estate agent as a way extremely rewarding. She helps many first time buyers find their perfect home, others she helps find their dream home. Either way, Cannon knows that everyone needs a place to stay and is glad to be a part of the process of making families happy by finding them a home. For those who are considering buying a home soon, Christie Cannon of Keller Williams Realty recommends a few things to do and know.

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Never assume what your credit rating or debt ratios may be!  As they say, knowledge is power, and knowing your accurate mid-line credit score can go a long way. Avoid being surprised when meeting with a lender by checking your credit rating, but do be surprised if you find that many credit reporting services have variances between the score they offer & the score a lender may see.  Ultimately, do not let a lack of knowledge stand in the way of buying a home; instead get education; work with knowledge lenders who will take the time help you develop a strategy to meet your loan goal.

Christie Cannon of Keller Williams Realty also recommends that buyers develop and stick to a budget. Many people do not realize that they are extra fees that go into buying a house and additional costs to ownership. Sitting down with a calculator and a realtor can help estimate what the total monthly payments would turn out to be. Doing this will help put the buyer in a position of knowing where their price range is.

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